Insurance For Addiction Treatment – How Does It Work?

Once a patient forms a decision that he requires to undergo an addiction treatment, then one of the prime concerns is how he needs to pay for the expense. One of the good things is that there are a few insurance options that can be chosen to assist with the addiction treatment charges.

Both public as well as private health insurers cover some portion of the overall expense for availing an outpatient and inpatient treatment for the different kinds of addiction.

Types of health insurance

Public insurance

This insurance option is best suited for people whose insurance does not include coverage for substance abuse or behavioral health treatment. They would find take inpatient treatment a lot affordable where the facilities are fully or partially funded by the government. Does united healthcare cover drug rehab a good option for you, check out here.

This way, they can accept state or federal medical insurance to offer semi or complete payment for the services.

Private insurance

Getting a private insurance can charge you more as compared to a public insurance. The healthcare options that you get to avail are a lot comprehensive than what you get by government assisted plans. Private insurance is provided by employers or obtained by an individual by paying for it.

Benefits of private insurance over public insurance

People who carry private insurance get more benefits compared to those who only have public insurance. They find a large number of alcohol and drug rehab programs and facilities and programs to select from.

With private insurance you will have a pay a lot less from the pocket for undergoing addiction treatment. It provides holistic approach and offers facilities like yoga, acupuncture, meditation besides the normal recovery program.

Conclusion

Insurance providers see treatment program for addiction as a safety and preventive medical concern. Looking at the above comparison, it is clear that private insurer is far better than public insurer for performing drug addiction treatment.